Protect yourself all year round!

Whether you are away for holidays, business trips or weekend getaways outside your home province, chances are that you will have a safe trip. Still, you probably worry about having to incur high costs for emergency medical care outside your home province.

Many of us forget that some medical expenses are not covered by our provincial health insurance plan when we travel outside our province of residence. The coverage offered by our governmental health insurance is very limited when we travel outside our province.

Did you know that our provincial health insurance requires that we pay our own medical expenses up front when traveling? We will only be reimbursed several weeks later and in some cases, only part of the bill will be paid. 
 
An annual travel insurance policy or (multi-trip annual plan) is the best option for frequent travelers.
If you travel more than once a year, an annual plan offers comprehensive coverage at a reasonable cost. It protects you and your family for an unlimited number of trips during a period of twelve months. There is a wide choice of maximum number of days available on the market and an annual plan may be extended in case of longer absences.

In some cases, an annual plan may also include trip cancellation and trip interruption. The benefits of cancellation insurance are subject to a maximum of up to $3,000 per insured person per covered trips and $5,000 per year for trip interruption, subject to a maximum of $5,000 per insured person per trip. What if this amount is insufficient? You can request a higher amount of coverage for your trip cancellation and interruption.

What about baggage insurance? The basic rate includes basic coverage of $500. You can always increase it to properly protect your belongings. For example, if you are traveling with your golf bag or other valuable items, you can increase your coverage for baggage insurance to protect it at its fair value and for that specific trip.

A multi-trip annual plan is the most practical and economical travel insurance coverage. Benefits such as trip cancellation/trip interruption and baggage, can easily be adapted for every trip you make throughout the year. In today's market, there are several products available to you. SecuriGlobe can recommend the program best adapted to your needs and budget.