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There are hundreds of reasons that could force you to seek emergency medical treatment while travelling or that could cause you to cancel your trip or return home early.
To demonstrate the importance of purchasing travel insurance, here are some examples of what could go wrong during your trip.
- You’ve decided that the whole family will take a trip to an “All included” resort during the Holiday season. Yeah!! On 20th December, 2 days prior to your departure, you break your leg slipping on an ice patch. You cannot go on your vacation. Not good!
Since you had purchased a trip cancellation coverage for the family, you will be able to recoup any non-refundable payments you had done for this trip.
- Your 21 year old decided to spend his ‘March Break’ in Daytona Beach (don’t they all?!). He never thought of taking travel insurance (don’t they all Part 2!). While playing beach volleyball, he gets injured and his spleen is ruptured. He is rushed to the hospital for an emergency operation. He had to call you to bail him out financially, to the tune of having to send $12000 to the hospital.
Cost of a travel insurance policy for that week: $25! No kidding!
- You are visiting your brother in Canada. Not being used to our sometimes icy sidewalks, you slip on some ice and injure yourself. A ‘Visitor to Canada’ travel insurance policy would take care of treatment costs and would help you get the necessary care here in Canada.
- In all his excitement about landing in Orlando, your 4 year old falls and injures his head, not even having set foot at Disney! He is transported to the hospital and has to stay there under observation for a few days. The hospital stay isn’t cheap but you have a good travel insurance coverage... and nothing to pay!
- You had dreamed of backpacking Europe for years. It’s now a reality. You’re in top shape but suddenly, in Madrid, you get a urinary infection and must consult a doctor. What do you do?
The assistance services of your emergency medical coverage will be able to help you get proper care.
- You’re in great shape and decide to explore the back roads the UK. While hiking, you loose your balance and fall face first on the trail. Nothing broken... except a good tooth. Under the coverage you have with your emergency medical coverage, you are covered for any accidental blow to your mouth. The dentist’s bill of $300 will be covered.
- You’re on a dream cruise. The sea is beautiful and the ship is smooth sailing. You fall asleep on a lounging chair. Oh! Oh! Major sun burn and heat stroke later, you wind up in one of the ship’s hospital beds. The price tag for this unscheduled stay is near half of what you paid for the cruise! Thankfully, an emergency medical travel insurance policy will take care of the financial aspect of your mishap.
- Medical costs in Florida are among the most expensive on the planet. You plan on spending next winter there but your anxiety level is high because of “what if I get sick”!
A travel insurance policy adapted to your health profile and needs will most certainly bring you peace of mind.
- You’re a bargain hunter who happens to live within an hour of the US border. As such, you plan many cross-border shopping expeditions! You never bother taking travel insurance because you tell yourself your trips are really short and close to home.
While carrying a antique bench, you break your leg. You can’t drive back and you need medical attention. Do you know how much it could cost you to have your leg treated? Depending on your age & health conditions, an annual multi-trip policy for medical emergency could have been just what the doctor ordered!
- Your dream holiday is nearing its end and sure enough, you child develops an ear infection after splashing in the kids pool. The doctor recommends that you put off your return date, just to make sure Jr is ok to fly back. You must therefore reschedule the family’s flight back home and buy new tickets.
The “trip interruption” portion of your all inclusive travel insurance coverage will take care of those extra charges.
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