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Travel insurance for visitors to Canada

Are you or someone you know planning to stay in Canada? Visitor-to-Canada travel insurance is the product for you.

In Canada, because Canadian healthcare plans don’t cover the medical fees for visitors, travelers must take out a travel insurance policy. While visitors can buy a policy in another country, purchasing insurance from a Canadian insurance company is strongly recommended. These insurers understand the Canadian healthcare system and have the expertise to find the best care for you. Claims are also simplified because Canadian hospitals know these companies. This means you can avoid paying thousands of dollars and having to wait until you’re back home for reimbursement.

WHAT IS COVERED BY VISITORS TO CANADA INSURANCE

Visitors to Canada insurance covers medical emergencies and hospitalizations in Canada. Coverage can range from $10,000 to $300,000 for the duration of your policy.

If a medical emergency strikes while you are visiting Canada, you can make a simple, toll-free call, day or night, and be connected with a professional who can refer you to a physician, clinic, or hospital to receive appropriate care.

Emergency medical fee coverage includes:

  • Emergency hospital care
  • Emergency medical care
  • Emergency medical transport
  • Accidental dismemberment or death
  • Escort expenses
  • Emergency dental care
  • Emergency travel home
  • Repatriation of remains

Claim example

UN-DETECTED RENAL ABSCESS

Graciela and her family were visiting from Chile. One day, she started complaining of abdominal pain and nausea. When her temperature ran very high, Graciela’s parents called an ambulance, and she was taken to a children’s hospital, where it was discovered that she had a large abscess on her kidney. She was hospitalized for 7 days and her medical treatment included drainage of the abscess under a CT fluoroscopy, before being discharged with antibiotics.

Ambulance fees$589.91
Hospital fees$24,749.83
Doctors’ fees$7,120.10
Prescriptions$164.97
Amount paid by the insurance company$32,624.81

WHO IS THIS INSURANCE FOR?

  • Visitors to Canada
  • Canadians who aren’t covered by government health care
  • People in Canada on a work visa
  • New immigrants who are waiting to obtain government healthcare

THE DIFFERENCE BETWEEN VISITORS TO CANADA INSURANCE AND SUPER VISA INSURANCE

Super visa Insurance is an insurance policy specially designed to respond to the admission criteria of the super visa. The policy total must be at least $100,000 and must cover the policyholder for at least one full year. Visitors to Canada insurance is conventional travel insurance for visitors. The number of days and your coverage will depend on the policy you choose.

HOW DOES THIS INSURANCE COMPARE TO INPATRIATES INSURANCE?

Contrary to visitor insurance, which covers only medical emergencies, inpatriate insurance coverage is much more complete. In addition to emergency care, you will be entitled to a variety of services such as eye care, psychology, prescription drugs, vaccines, a health check, etc. Inpatriate insurance is ideal for people staying in the country for a determined amount of time. In general, Visitors to Canada insurance is sufficient for visitors staying for a few days or weeks. It will not cover services considered routine such as: an annual check up or blood work, etc.

FOR CANADIANS WITHOUT PROVINCIAL COVERAGE

If you are a Canadian citizen and have left your province for a certain amount of time, you may lose your provincial health care coverage. If you are in-country for only a short visit, visitor-to-Canada insurance will cover you. However, if you expect to remain in-country, inpatriate insurance may be the better option for you.

If you aren’t sure which product would be best for your situation, speak to one of our certified agents. They can help you find the right product.

If you plan to visit Canada, make sure you have the right coverage!

Not sure which product is best for your situation? Speak with one of our certified agents, he will be able to offer you the right product adapted to your needs.

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